One day, an elderly woman went in to the main Citibank office in downtown New York City and asked the window teller if she could speak to the president of the bank. Upon being questioned as to why she needed to see him, the elderly woman said that she wished to deposit seven million dollars.

The teller then rushed back to the president and said that there was a woman who wished to deposit seven million dollars, and that she wished to see the president. Naturally, the president excitedly said, "Well, send her right in!"

After the elderly woman and the president had talked for some time about security and insurance and whatnot, she started to fill out some papers. By this time the president had become very curious as to how this plain-looking elderly woman had come across seven million dollars in cash. Not wanting to be too blunt, he asked her, "Well, did you inherit the money?"

She said, "No," and kept on writing.

He then asked, "Well, did you find the money?"

She again said, "No," and kept on writing.

Frustrated, he then asked, "Well, how did you acquire the money?"

She responded, "I won it."

Still bewildered, he asked, "Did you win it in a lottery?"

She again said, "No," and kept on writing.

Still curious, he asked, "Did you win it on a slot machine?"

Once, again, she said, "No," and kept on writing.

Finally, the President asked, "Well, how did you win it?"

At long last, she replied, "I won it by betting on people."

Confused, the president wondered, "I don't understand?"

The elderly woman then said, "Well, let me give you an example: I bet you $25,000 that by tomorrow morning at 10:00 your nuts will be square."

The president pondered the bet for a moment and then said, "OK, I'll take the bet."

The old woman, not carrying the $7 million with her, said that she would return the following morning to deposit the money and settle the bet.

Not being extremely wealthy, the president took the rest of the day off to think about how he would spend the money. As well, he would occasionally feel his balls to make sure that they were, indeed, round. After checking them about 100 times that day, he decided to check one more time before he nodded off to sleep. Content, he went to sleep with a huge grin on his face, still not knowing how he would spend the money.

Upon waking up, the president quickly grabbed his nuts only to find that they were still round. Relieved, he went to work a little early, all the time pondering the spending of his wealth-to-be.

Promptly at 10:00, the elderly woman walked in with two men. As they entered the room, one of the men silently stood against the wall. The other was obviously a lawyer, as he had a briefcase and looked very official. Quickly, the president made one more self-exam in which he found that they were still round.

As the elderly woman approached the desk with the lawyer, she queried, "Well, how did it go?"

The president replied confidently, "It went fine."

The woman responded matter-of-factly, "Well, if it wasn't $25,000, I'd take your word for it, but, seeing as it is a considerable sum of money, I'll have to verify for myself."

Blushing, the president stood up and dropped both his pants and underpants to his knees. The elderly woman reached across the table and felt his nuts, saying, "Well, I guess you won."

At that precise moment, the man standing against the wall started banging his head against the wall, quite violently.

The president, surprised, asked, "What's the matter with him?"

The elderly woman responded, "I bet him $150,000 that by this morning, I'd have the president of Citibank's nuts in my hand."